Regional Car Acceptance Payment

Regional Acceptance is a national auto finance company with over 40 years of lending experience and a reputation for unparalleled customer service. As an affiliate of BB&T, we're backed by one of the nation’s largest—and most successful—financial holding companies.

Regional car acceptance payment. Hi Bridget, Last week I purchased a car locally with a 4000.00 cash down payment. They used Regional Acceptance for my lender. My credit score was around 526 so I knew i wasn't going to get 0% interest. The interest rate I did get was 18.9%. I was very uneasy and told them I needed to think it through. Make a payment > Available payment options . Customer FAQ > Frequently asked customer questions . Credit score Q&A > Information on credit scores for consumers . Express Lane blog > 4-1-1 on car buying, credit & more At Regional Finance, we help hardworking people find a personal loan solution. Prequalify online now. No application fees, & prequalifying won't affect your credit score. You got a car loan that you made a legal agreement to make a set payment, at set times, for a specific amount of time. There was NOTHING in that loan that stated you only had to pay when you could, or that you could decide what you can afford and they have to accept it. If you had "issues" with a car payment where you need to have it deferred.

The dealer went to Regional Acceptance and came back with some numbers and despite the absolutely absurd interest rate (nearly 20%) I went with it.. I had *just* made another $500+ car payment. CUSTOMER PORTAL LOGIN. Make payments, see account details and more! Direct your payment to P.O. Box 551888, Detroit, MI 48255-1888.* Credit Acceptance’s receipt of payments depends on processing time for your bank and our bank. Payments are posted the same day they are processed by our bank. *Payments sent directly to Credit Acceptance instead of the P.O. Box generally take longer to reach us. Find out more about how we're responding to the coronavirus (COVID-19) situation. We are experiencing higher than normal call volumes. We invite you to use our convenient digital channels to manage your account (RAC Mobile App or RAC Web Account).

Contact Regional Acceptance customer service. You can call Regional Acceptance at (877) 722-7299 toll free number, write an email, fill out a contact form on their website www.regionalacceptance.com, or write a letter to Regional Acceptance Corporation, 1424 E Fire Tower Rd, Greenville, North Carolina, 27858, United States. A car payment is not like a credit card payment. You borrowed a very large amount - the value of the car (minus down payment). You are paying interest on that entire debt, not on just $445. $193.23 times 12 months is 6% of $38,646. That's a reasonable amount to pay for a nice new car. The other $250 of your payment goes to paying down the debt. From small personal loans, to large secured loans - Regional Finance can provide the loan you need quickly. Prequalify online now. Welcome to PaymentVision’s online payment portal. PaymentVision is a 3rd party processor for Elite Acceptance. Payments collected on this site are applied to your loan with Elite Acceptance. To login, you will need to enter your Account Number and the last 4 digits of your social security number.

Regional Acceptance Corporation is an affiliate of Branch Banking and Trust Company (opens in a new tab), member FDIC. Branch Banking and Trust Company is now Truist Bank. Learn more (opens in a new tab) BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time. Regional Acceptance even had the car repossessed, and are still trying to collect payments. They never gave me any credit for payments that I had made, and even though the contract I had said I had 10 days before a late charge, August would still call one day after the payment was due and threaten to repossess the car--and even thought they repossessed the car over two months ago, they are. Regional Acceptance - Car payment change. 3.0 . Details . Rating Details. Customer service. Interest Rate. Price Affordability. Close. 6/26/2017 Hi. I pay about an extra $26 per month towards my payment. I am no longer able to pay that amount extra. Could you please change my amount of payment due at $414.00 I would much appreciate this. Regional Acceptance Corp RAC auto loan payoff address. PO Box. Overnight bank payoff. Plus: Insurance & lienholder address. F&I Tools auto guide.

Visit your local Regional Finance branch at 6651 Atlanta Highway in Montgomery, AL to get a personal loan to pay bills, car repairs, home repairs, or get cash for unexpected expenses. Skip to content. Return to Nav. Regional Finance Montgomery 8:30 AM - 5:30 PM 8:30 AM - 5:30 PM 8:30 AM -. Your Session is Expired. Please Re-Login. ABOUT US NEWS JOBS CONTACT US HOME: Privacy | Legal | Terms & Agreement © 2020 Regional Acceptance Corporation. ALL RIGHTS. My car payments are $445.53 per month. Regional Acceptance is charging me $193.23 each month. so, therefore, i will never get my car paid for. Is this normal to charge that much interest each month? The car was paid off by our insurance but Regional Acceptance added a 30 day late payment to our credit report. A week after it was totaled we had to sign a power of attorney with our insurance company.

Regional Acceptance constantly harassed me if a payment was 1 day late, they repossessed the car with no notice and only 1 month of non payment. They employed a lawyer to try and settle the balance, which is still what the initial loan was dispute paying for over a year.